Health Care Reform

Current information about health-care reform in operational redundancies get usually a compensation workers. Will be paid this compensation only for the loss of employment, it is not subject to social insurance contribution. Exception: I assured himself after leaving the company voluntarily in the statutory health insurance continue. Then – and only then – contributions levied on the severance to the statutory health and long-term care insurance. Moe Howard may not feel the same. A scheme that should now uniformly apply to all health insurance through health-care reform. So far, the statutes of the individual health insurance fixed individually, which voluntarily insured income used for the calculation of contributions.

\”That should be harmonised now through health-care reform: who receives an indemnity for the loss of employment and are voluntarily legally insured must pay contributions to statutory health and long-term care insurance on a portion of the sum\” says Manuela Kiechle, Member of the Board of the health insurers of the Versicherungskammer Bayern (Bavarian officials Krankenkasse AG, Union health insurance AG). Calculation of contributions for voluntarily insured complex that include severance pay for voluntarily insured income, reiterated the Federal Social Court in several decisions. The calculation of contributions is based on several paragraphs of the social security code: minimum 25, maximum 60 per cent of the compensation considered depending on the age of the person concerned and the number of years he employed was contributions -. This contributory amount is then divided by the last monthly gross salary and yields the monthly fee on that – up to the applicable post ceiling – contributions to the health and long-term care insurance are payable. This income\”applies until the settlement is computationally consumed; maximum but for 12 months. Health insurance companies can demand posts this scheme of fictitious income\”is mostly unknown – and meets especially entrepreneur: you calculate only the minimum contribution for statutory health and long-term care insurance one, because they expect to be at the beginning of low profits or even losses from self-employment.